Commercial auto insurance may apply to vehicles used for business purposes. Personal auto coverage may not fully address business use, employees driving, or commercial vehicle risks.
What to review
Check liability limits, vehicle types, permitted drivers, cargo, physical damage, hired vehicles, and non-owned vehicle coverage. Accurate use and driver information matters.
Keep records current
Update the insurer after adding vehicles, changing drivers, moving locations, or changing the business activity.
Policy wording and local requirements control coverage.